Loan Rates
Auto Loans
| Term |
Annual Percentage Rate (APR) Fixed Rate |
| New Car Loans (2016 and Newer) |
| Up to 60 Months |
3.24% |
| 61 - 76 Months |
3.49% |
| 84 Months |
3.74% |
| Used Car Loans (2015 and Older) |
| Up to 60 Months |
3.49% |
| 61 - 76 Months |
3.74% |
| 84 Months |
3.99% |
| |
Effective Date: October 1, 2017 |
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Visa Credit Cards
| Card Options |
Annual Percentage Rate (APR) Fixed Rate |
| Visa Platinum (Maximum limit of $25,000) |
8.99% |
| Visa Gold (Maximum limit of $15,000) |
11.99% |
| Visa Classic (Maximum limit of $10,000) |
14.99% - 17.99% |
| Visa Share Secured (Credit limits of $500 to $10,000) |
5.99% |
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All Purpose Loans
| Loan Type |
Annual Percentage Rate (APR) |
| Signature Loan |
11.00% - 18.00% |
| Bill Consolidation |
11.00% - 18.00% |
| Open End Line-of-Credit |
11.00% - 18.00% |
| Personal Loan |
11.00% - 18.00% |
| Share Secured/New Beginning Loan |
5.75% |
| Cash Out Auto |
7.00% |
| . |
Effective Date: October 1, 2017 |
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Recreation Vehicles and Boats
| Vehicle Type |
Annual Percentage Rate (APR) |
| New Cycles |
5.50% |
| Used Cycles |
7.00% |
| New Personal Watercraft |
5.50% |
| Used Personal Watercraft |
7.00% |
| New Off-Road Vehicle |
5.50% |
| Used Off-Road Vehicle |
7.00% |
| New Motorhomes, Trailers and RVs |
4.50% |
| Used Motorhomes, Trailers and RVs |
5.00% |
| New Boats |
5.50% |
| Used Boats |
7.00% |
| . |
Effective Date: October 1, 2017 |
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Manufactured Homes
| Home Type |
Annual Percentage Rate (APR) |
| New Single and Doublewide- Park Models |
8.75% |
| Used Single and Doublewide- Park Models |
9.00% |
| . |
Effective Date: October 1, 2017 |
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All lending offers are subject to credit approval. Actual rates may vary depending on the term of loan, amount financed, and personal credit history. Rates are subject to change. Certain restrictions apply. For more information, please contact a Member Services Representative at 928.783.8881.
Equal Opportunity Lender
