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Loan Rates

Auto Loans

Term Annual Percentage Rate (APR)
New Car Loans (2015 and Newer)
Up to 60 Months 2.99%
61 - 76 Months 3.24%
84 Months 3.49%
Used Car Loans (2014 and Older)
Up to 60 Months 3.24%
61 - 76 Months 3.49%
84 Months 3.74%
  Effective Date: December 1, 2016
 

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Visa Credit Cards

Card Options Annual Percentage Rate (APR)  Fixed Rate
Visa Platinum (Maximum limit of $25,000) 8.99%
Visa Gold (Maximum limit of $15,000) 11.99%
Visa Classic (Maximum limit of $10,000) 14.99%
Visa Share Secured (Credit limits of $500 to $10,000) 5.99%

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All Purpose Loans

Loan Type
Annual Percentage Rate (APR)
Signature Loan 10.00%
Open End Line-of-Credit 10.00%
Share Secured/New Beginning Loan 5.75%
Cash Out Auto 7.00%
. Effective Date: December 1, 2016

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Recreation Vehicles and Boats 

Vehicle Type
Annual Percentage Rate (APR)
New Cycles 5.50%
Used Cycles 7.00%
New Personal Watercraft 5.50%
Used Personal Watercraft 7.00%
New Off-Road Vehicle 5.50%
Used Off-Road Vehicle 7.00%
New Motorhomes, Trailers and RVs 4.50%
Used Motorhomes, Trailers and RVs 5.00%
New Boats 5.50%
Used Boats 7.00%
. Effective Date: December 1, 2016

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Manufactured Homes

Home Type
Annual Percentage Rate (APR)
New Single and Doublewide- Park Models 8.75%
Used Single and Doublewide- Park Models 9.00%
. Effective Date: December 1, 2016

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All lending offers are subject to credit approval. Actual rates may vary depending on the term of loan, amount financed, and personal credit history. Rates are subject to change. Certain restrictions apply. For more information, please contact a Member Services Representative at 928.783.8881.

Equal Opportunity Lender

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Your savings are federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.
EQUAL HOUSING LENDER
We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS 746414 .
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