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Savings Account Rates

 NEW Limited Time Summer Certificate Specials!

Account Type

Minimum Balance Dividend Rate APY*
Savings
7 Month Certificate: Personal, Business or IRA $1,000 4.17% 4.25%
9 Month Certificate: Personal, Business or IRA $1,000 3.93% 4.00%
Effective: May 1, 2023
     

*Annual Percentage Yield (APY.) APY effective 5/1/2023. AEA Federal Credit Union reserves the right to end or modify this offer at any time. Penalty for early withdrawal. Dividends compounded daily, credited monthly. This Summer Special Certificate has a $1,000 minimum opening deposit. New funds not currently on deposit at AEA. Current members are allowed to take advantage of the specials with new cash of the same or larger amount. Additional deposits (other than credited interest) are not permitted during the term of certificate. Certificates will renew automatically at maturity for the new term and will receive the rate in effect on the date of renewal. There is a 10-day grace period at maturity.

 

Account Type

Minimum Balance Dividend Rate APY2
Savings
Primary $25 .05% .05%
Additional Savings
Christmas Club $25 .05% .05%
Vacation Club $25 .05% .05%
Health Savings Account (HSA) $25 .01% .01%
Individual Retirement Account (Share IRA) $250 .05% .05%
Business $1500 .05% .05%
Checking Account
Advantage Checking $500 .01% .01%
Business Checking $1,500 .01% .01%
Money Market Account
  $2,500 - $49,999 .99%   1.00%  
  $50,000 - $99,999 1.24%  1.25% 
  Greater than $100,000 1.49% 1.50%  
Effective: June 1, 2023
     

Dividend Declaration: May 31, 2023

   

 

Traditional Certificates

Minimum Balance 1,000+ $5,000+ $10,000+  $25,000+
 $100,000+
Term Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1
3 Months 0.20%  0.20% 0.20%  0.20% 0.20%  0.20% 0.20% 0.20%  0.20% 0.20%
6 Months 0.20% 0.20% 0.20%  0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
1 Year 0.30% 0.30% 0.30% 0.30% 0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
2 Years 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
3 Years 0.35% 0.35%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40%  0.45% 0.45% 
4 Years 0.45% 0.45%  0.45% 0.45% 0.45% 0.45%  0.50% 0.50%  0.55% 0.55% 
5 Years 0.55% 0.55%  0.55% 0.55% 0.55% 0.55%  0.60% 0.60%  0.65% 0.65% 
IRA Certificates
Minimum Balance $1,000+
$5,000+
$10,000+
$25,000+
$100,000+

Term

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1

1 Year 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
2 Years 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
3 Years 0.35% 0.35%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40%  0.45% 0.45%
4 Years 0.45% 0.45%  0.45% 0.45%  0.45% 0.45%  0.50% 0.50%  0.55% 0.55% 
5 Years 0.55% 0.55%  0.55% 0.55%  0.55% 0.55%  0.60% 0.60%  0.65% 0.65%
Effective Date: June 1, 2023
Dividend Declaration Date: May 31, 2023

1APY = Annual Percentage Yield. Rates subject to change.Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.

 

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