Savings Account Rates

Account Type	Minimum Balance	Dividend Rate	APY*
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.05%	.05%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.20%	.20%
	$10,000	.43% NEW	.43% NEW
	$50,000	.58% NEW	.58% NEW
	$150,000	.60%	.60%
Effective: October 1, 2017
Dividend Declaration: September 1, 2017

Traditional Certificates
Minimum Balance Term	$1,000+ APY*	$5,000+ APY*	$10,000+ APY*	$25,000+ APY*	$100,000+ APY*
3 Months	0.15%	0.15%	0.15%	0.15%	0.15%
6 Months	0.20%	0.20%	0.20%	0.20%	0.20%
1 Year	0.84% NEW	0.89% NEW	0.99% NEW	1.04% NEW	1.09% NEW
2 Years	1.02% NEW	1.07% NEW	1.17% NEW	1.22% NEW	1.27% NEW
3 Years	1.19% NEW	1.24% NEW	1.34% NEW	1.39% NEW	1.44% NEW
4 Years	1.34% NEW	1.39% NEW	1.49% NEW	1.54% NEW	1.59% NEW
5 Years	1.48% NEW	1.53% NEW	1.63% NEW	1.68% NEW	1.73% NEW
IRA Certificates
Minimum Balance Term	$1,000+ APY*	$5,000+ APY*	$10,000+ APY*	$25,000+ APY*	$100,000+ APY*
1 Year	0.84% NEW	0.89% NEW	0.99% NEW	1.04% NEW	1.09% NEW
2 Years	1.02% NEW	1.07% NEW	1.17% NEW	1.22% NEW	1.27% NEW
3 Years	1.19% NEW	1.24% NEW	1.34% NEW	1.39% NEW	1.44% NEW
4 Years	1.34% NEW	1.39% NEW	1.49% NEW	1.54% NEW	1.59% NEW
5 Years	1.48% NEW	1.53% NEW	1.63% NEW	1.68% NEW	1.73% NEW
Effective Date: October 1, 2017
Dividend Declaration Date: September 1, 2017
APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.*

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