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Savings Account Rates

Savings
Checking
Money Market
Certificates

Limited Time Fall Certificate Special*	Minimum Balance	APR	APY¹
Traditional Certificate or IRA Certificate
12 Month	$500	3.45%	3.50%
18 Month	$500	3.69%	3.75%
Effective: October 24, 2022 and subject to change.

*Annual Percentage Yield (APY.) APY effective 10/24/2022. AEA Federal Credit Union reserves the right to end or modify this offer at any time. Penalty for early withdrawal. Dividends compounded daily, credited monthly. This Fall Special Certificate has a $500 minimum opening deposit. New funds not currently on deposit at AEA.

Account Type	Minimum Balance	Dividend Rate	APY¹
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.01%	.01%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.10%	.10%
	$10,000	.15%	.15%
	$50,000	.20%	.20%
	$150,000	.25%	.25%
Effective: December 1, 2022
Dividend Declaration: November 30, 2022

Traditional Certificates
Minimum Balance	1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
3 Months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
6 Months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
1 Year	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
2 Years	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
3 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%	0.45%	0.45%
4 Years	0.45%	0.45%	0.45%	0.45%	0.45%	0.45%	0.50%	0.50%	0.55%	0.55%
5 Years	0.55%	0.55%	0.55%	0.55%	0.55%	0.55%	0.60%	0.60%	0.65%	0.65%
IRA Certificates
Minimum Balance	$1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
1 Year	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
2 Years	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
3 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%	0.45%	0.45%
4 Years	0.45%	0.45%	0.45%	0.45%	0.45%	0.45%	0.50%	0.50%	0.55%	0.55%
5 Years	0.55%	0.55%	0.55%	0.55%	0.55%	0.55%	0.60%	0.60%	0.65%	0.65%
Effective Date: December 1, 2022
Dividend Declaration Date: November 30, 2022
¹APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.

We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS 746414 .

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