Savings Account Rates

Account Type	Minimum Balance	Dividend Rate	APY*
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.01%	.01%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.20%	.20%
	$10,000	.40%	.40%
	$50,000	.50%	.50%
	$150,000	.60%	.60%
Effective: October 1, 2018
Dividend Declaration: September 30, 2018

Traditional Certificates
Minimum Balance	1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*
3 Months	0.15%	0.15%	0.15%	0.15%	0.15%	0.15%	0.15%	0.15%	0.15%	0.15%
6 Months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
1 Year	0.80%	0.84%	0.85%	0.89%	0.95%	0.99%	1.00%	1.04%	1.05%	1.08%
2 Years	1.00%	1.02%	1.05%	1.06%	1.10%	1.16%	1.20%	1.21%	1.25%	1.26%
3 Years	1.15%	1.18%	1.20%	1.23%	1.30%	1.33%	1.35%	1.38%	1.40%	1.43%
4 Years	1.30%	1.33%	1.35%	1.38%	1.45%	1.48%	1.50%	1.53%	1.55%	1.58%
5 Years	1.45%	1.47%	1.50%	1.52%	1.60%	1.62%	1.65%	1.67%	1.70%	1.72%
IRA Certificates
Minimum Balance	$1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*
1 Year	0.80%	0.84%	0.85%	0.89%	0.95%	0.99%	1.00%	1.04%	1.05%	1.08%
2 Years	1.00%	1.02%	1.05%	1.06%	1.15%	1.16%	1.20%	1.21%	1.25%	1.26%
3 Years	1.15%	1.18%	1.20%	1.23%	1.30%	1.33%	1.35%	1.38%	1.40%	1.43%
4 Years	1.30%	1.33%	1.35%	1.38%	1.45%	1.48%	1.50%	1.53%	1.55%	1.58%
5 Years	1.45%	1.47%	1.50%	1.52%	1.60%	1.62%	1.65%	1.67%	1.70%	1.72%
Effective Date: October 1, 2018
Dividend Declaration Date: September 30, 2018
APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.*