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Savings Account Rates

Limited Time Fall Certificate Special*

 Minimum Balance APR APY1
Traditional Certificate or IRA Certificate
12 Month $500 3.45% 3.50%
18 Month $500 3.69% 3.75%
Effective: March 1, 2023 and subject to change.      

*Annual Percentage Yield (APY.) APY effective 10/24/2022. AEA Federal Credit Union reserves the right to end or modify this offer at any time. Penalty for early withdrawal. Dividends compounded daily, credited monthly. This Fall Special Certificate has a $500 minimum opening deposit. New funds not currently on deposit at AEA.

 

Account Type

 Minimum Balance Dividend Rate APY1
Savings
Primary $25 .05% .05%
Additional Savings
Christmas Club $25 .05% .05%
Vacation Club $25 .05% .05%
Health Savings Account (HSA) $25 .01% .01%
Individual Retirement Account (Share IRA) $250 .05% .05%
Business $1500 .05% .05%
Checking Account
Advantage Checking $500 .01% .01%
Business Checking $1,500 .01% .01%
Money Market Account
  $2,500 .10%   .10%  
  $10,000 .15%  .15% 
  $50,000 .20%  .20% 
  $150,000 .25%   .25%  
Effective: March 1, 2023
      

Dividend Declaration: February 28, 2023

    

 

Traditional Certificates
Minimum Balance 1,000+ $5,000+ $10,000+  $25,000+
  $100,000+
Term Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1 Dividend Rate APY1
3 Months 0.20%  0.20% 0.20%  0.20% 0.20%  0.20% 0.20% 0.20%  0.20% 0.20%
6 Months 0.20% 0.20% 0.20%  0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
1 Year 0.30% 0.30% 0.30% 0.30% 0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
2 Years 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
3 Years 0.35% 0.35%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40%  0.45% 0.45% 
4 Years 0.45% 0.45%  0.45% 0.45% 0.45% 0.45%  0.50% 0.50%  0.55% 0.55% 
5 Years 0.55% 0.55%  0.55% 0.55% 0.55% 0.55%  0.60% 0.60%  0.65% 0.65% 
IRA Certificates
Minimum Balance $1,000+
 $5,000+
 $10,000+
 $25,000+
 $100,000+

Term

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1

Dividend Rate

APY1
1 Year 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
2 Years 0.30% 0.30%  0.30% 0.30%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40% 
3 Years 0.35% 0.35%  0.35% 0.35%  0.35% 0.35%  0.40% 0.40%  0.45% 0.45%
4 Years 0.45% 0.45%  0.45% 0.45%  0.45% 0.45%  0.50% 0.50%  0.55% 0.55% 
5 Years 0.55% 0.55%  0.55% 0.55%  0.55% 0.55%  0.60% 0.60%  0.65% 0.65%
Effective Date: March 1, 2023
Dividend Declaration Date: February 28, 2023

1APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.

 

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