Savings Account Rates

Account Type	Minimum Balance	Dividend Rate	APY*
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.01%	.01%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.20%	.20%
	$10,000	.43%	.43%
	$50,000	.58%	.58%
	$150,000	.60%	.60%
Effective: April 1, 2018
Dividend Declaration: March 31, 2018

Traditional Certificates
Minimum Balance Term	$1,000+ APY*	$5,000+ APY*	$10,000+ APY*	$25,000+ APY*	$100,000+ APY*
3 Months	0.15%	0.15%	0.15%	0.15%	0.15%
6 Months	0.20%	0.20%	0.20%	0.20%	0.20%
1 Year	0.84%	0.89%	0.99%	1.04%	1.09%
2 Years	1.02%	1.07%	1.17%	1.22%	1.27%
3 Years	1.19%	1.24%	1.34%	1.39%	1.44%
4 Years	1.34%	1.39%	1.49%	1.54%	1.59%
5 Years	1.48%	1.53%	1.63%	1.68%	1.73%
IRA Certificates
Minimum Balance Term	$1,000+ APY*	$5,000+ APY*	$10,000+ APY*	$25,000+ APY*	$100,000+ APY*
1 Year	0.84%	0.89%	0.99%	1.04%	1.09%
2 Years	1.02%	1.07%	1.17%	1.22%	1.27%
3 Years	1.19%	1.24%	1.34%	1.39%	1.44%
4 Years	1.34%	1.39%	1.49%	1.54%	1.59%
5 Years	1.48%	1.53%	1.63%	1.68%	1.73%
Effective Date: April 1, 2018
Dividend Declaration Date: March 31, 2018
APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.*

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