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Savings Account Rates

Savings
Checking
Money Market
Certificates
NEW Spring Certificate Specials!

Account Type	Minimum Balance	Dividend Rate	APY¹
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.01%	.01%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.20%	.20%
	$10,000	.40%	.40%
	$50,000	.50%	.50%
	$150,000	.60%	.60%
Effective: April 1, 2019
Dividend Declaration: March 31, 2019

NEW Spring Certificate Specials
Term / Type	Minimum Balance	Dividend Rate	APY²
30 Month Traditional Certificate	$1,000	3.20%	3.25%
30 Month Traditional Certificate WITH New Checking Account³	$1,000	3.45%	3.50%
30 Month IRA Certificate	$1,000	3.20%	3.25%
30 Month IRA Certificate WITH New Checking Account³	$1,000	3.45%	3.50%

Traditional Certificates
Minimum Balance	1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
3 Months	0.40%	0.40%	0.40%	0.40%	0.40%	0.40%	0.40%	0.40%	0.40%	0.40%
6 Months	0.50%	0.50%	0.50%	0.50%	0.50%	0.50%	0.50%	0.50%	0.50%	0.50%
1 Year	1.05%	1.06%	1.10%	1.11%	1.20%	1.21%	1.25%	1.26%	1.30%	1.31%
2 Years	1.25%	1.26%	1.30%	1.31%	1.35%	1.36%	1.45%	1.46%	1.50%	1.51%
3 Years	1.40%	1.41%	1.45%	1.46%	1.55%	1.56%	1.60%	1.61%	1.65%	1.66%
4 Years	1.55%	1.56%	1.60%	1.61%	1.70%	1.71%	1.75%	1.76%	1.80%	1.81%
5 Years	1.70%	1.71%	1.75%	1.76%	1.85%	1.87%	1.90%	1.92%	1.95%	1.97%
IRA Certificates
Minimum Balance	$1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
1 Year	1.05%	1.06%	1.10%	1.11%	1.20%	1.21%	1.25%	1.26%	1.30%	1.31%
2 Years	1.25%	1.26%	1.30%	1.31%	1.40%	1.41%	1.45%	1.46%	1.50%	1.51%
3 Years	1.40%	1.41%	1.45%	1.46%	1.55%	1.56%	1.60%	1.61%	1.65%	1.66%
4 Years	1.55%	1.56%	1.60%	1.61%	1.70%	1.71%	1.75%	1.76%	1.80%	1.81%
5 Years	1.70%	1.71%	1.75%	1.76%	1.85%	1.87%	1.90%	1.92%	1.95%	1.97%
Effective Date: April 1, 2019
Dividend Declaration Date: March 31, 2019
¹APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings. ²APY= Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings. Available for a limited time only. New funds not currently on deposit with AEA. ³Checking account must remain open for full duration of certificate term. Rates will revert to the lower promotional rate if checking account is closed before the share certificate maturity date. All checking rules apply.