Finance your next new or used vehicle with AEA at a great rate.
Ask for AEA financing while shopping at a dealer or visit a local branch to get started on your auto loan application. AEA offers low auto loan rates to get you into your next vehicle. Use AEA's AutoSmart site to shop and apply for a pre-approval on your next new or used vehicle.
Or, if you already have an auto loan with another financial institution, we may be able to save you money by refinancing that loan to a lower rate. You could save money on monthly payments and pay off your loan faster just by refinancing with AEA.
AEA Auto Loans come with:
- Flexible loan terms. Choose an auto loan term up to 84-months or less. The term and your personal credit history will determine your interest rate.
- Automatic payments. Set up your auto loan payments through AEA Online Banking and never worry about missing a payment!
- Skip-a-Payment. After 12 monthly auto loan payments, you may skip one payment each year of your loan for a $25 fee. Some restrictions apply.
- Recreational Vehicles. AEA offers loans for new and used recreational vehicles such as, motorhomes, trailers, cycles, personal watercraft, off-road vehicles and boats.
Apply Now Current Rates Calculators
Protect yourself after financing your vehicle
- Guaranteed Auto Protection (GAP). A one-time fee covers the difference between what your car is worth and what you owe.
- Member’s Choice™ Borrower Security. This voluntary debt-cancellation program helps cover your loan in case of death, involuntary unemployment, or protected illness or injury.
- MyLoanInsurance. After financing your vehicle, provide us proof of your insurance conveniently online or alternatively by email at firstname.lastname@example.org.