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Annual Skip-a-Payment Option:
Following 12-months of perfect loan payments, you have the option to skip one payment each year of your loan. Extra cash in your pocket can come in handy, particularly around the holidays. There is a $20 skip fee. Some restrictions apply, so be sure to ask for details.
Memberís Choiceô Borrower Security:
This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan.
If you become disabled due to a protected illness or injury, Memberís Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines.
If you become involuntarily unemployed, Memberís Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue.
With Memberís Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details.
*Subject to change.