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Loan Rates

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Auto Loan Rates
TermAPR as low as*
New Car Loans (2009 and Newer)
Up to 48 Months 5.40%
49 - 60 Months 5.80%
61-76 Months ($18,000+) 6.20%
Used Car Loans (2008 and Older)
Up to 48 Months 6.00%
49 - 60 Months 6.20%
61-76 Months ($18,000+) 6.40%
Effective Date: July 1, 2010                          


Manufactured Homes
DescriptionAPR as low as*
New Single and Doublewides- Park Models 8.75%
Used Single and Doublewides- Park Models 9.00%
Land Only
15 Year Term
20% Down Payment		 8.50%
Effective Date: July 1, 2010


Recreation Vehicles
DescriptionAPR as low as*
New and Used Cycles 10.00%
Personal Watercraft 7.50%
Off-Road Vehicle 10.00%
New and Used Motorhomes,
Travel Trailers, and RVs		 7.50%
Boats
New and Used Boats 10.00%
Effective Date: July 1, 2010                              


All Purpose Loans
DescriptionAPR as low as*
Signature Loan 10.00%
Partially Secured 8.50%
Open End Line-of-Credit 10.00%
Share Secured/New Beginning Loan 5.75%
Effective Date: July 1, 2010                              


Specialty Loans
DescriptionAPR as low as*
Student Computer Loan
Maximum loan term 45 months. Up to $2,500.		 10.00%
Healthcare Professionals Line-of-Credit
For Members receiving current compensation from
a healthcare organization. Up to $2,500.		 10.00%
Teachers Line-of-Credit
For members receiving current compensation from
a public, private, or charter school. Up to $2,500.		 10.00%
Effective Date: July 1, 2010


*APR=Annual Percentage Rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, and personal credit history. Rates requested are subject to change. Some restrictions may apply. Equal opportunity lender. Please contact our Member Communications Center at 928.783.8881 for additional information.

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