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Visa Credit Card Program - Low, Fixed Interest Rates

Life requires a credit card—but why overpay with high interest credit cards?

AEA Federal Credit Union introduces three new Visa Credit Cards to save you a bundle of money. Now, you have a better credit card option. Unlike almost every other card, ours has a low, fixed interest rate. (No bumping up the rate after one late payment!) Discounted fees will save you even more.

Life's too short to overpay for things that make you happy.
Here's a better way to pay!


Platinum Gold Classic Compare Cards Balance Transfer Payment Protection 24/7 Support  

Our new Platinum Visa Credit Card might as well be Kryptonite because its low fixed interest rate of 8.99%APY overpowers most big bank credit cards. We think you'll agree...it's the better way to pay!

► Highlights:

8.99% APR Fixed Interest Rate – No Surprises!
▪ Maximum limit of $10,000
FAST CASH – up to 50% of your card limit
▪ Easy Access through My AEAonline
▪ Low-Cost Payment Protection (optional)
$0 Balance Transfer Fee
$0 Cash Advance Fee
$0 Annual Fee

The Platinum Visa Credit Card is also available as a secured card at a fixed 5.99%APR interest rate.



View Disclosure

Offer subject to lending approval. Card type is determined by personal credit history.
Equal Opportunity Lender

Here’s a Visa Credit Card—with the Midas touch. Pure gold (well, not really). Our new Gold Visa Credit Card just feels like real gold because of all the money you save with its low, fixed interest rate.

► Highlights:

11.99% APR Fixed Interest Rate – No Surprises!
▪ Maximum limit of $5,000
FAST CASH – up to 50% of your card limit
▪ Easy Access through My AEAonline
▪ Low-Cost Payment Protection (optional)
$0 Balance Transfer Fee
$0 Cash Advance Fee
$0 Annual Fee

The Gold Visa Credit Card is also available as a secured card at a fixed 5.99%APR interest rate.



View Disclosure

Offer subject to lending approval. Card type is determined by personal credit history.
Equal Opportunity Lender

You always win with a Classic. Our sleek new Classic Visa Credit Card has all the muscle of a 1966 Ford Mustang with the purchasing power of a Ferrari. Go places with this card in your wallet!

► Ideal for:
▪ Students
▪ First-time credit card holders
▪ People who want a credit line big enough to have fun (but not too much fun)

► Highlights:

14.99% APR Fixed Interest Rate – No Surprises!
▪ Maximum limit of $2,500
FAST CASH – up to 50% of your card limit
▪ Easy Access through My AEAonline
▪ Low-Cost Payment Protection (optional)
$0 Balance Transfer Fee
$0 Cash Advance Fee
$0 Annual Fee

The Classic Visa Credit Card is also available as a secured card at a fixed 5.99%APR interest rate.



View Disclosure

Offer subject to lending approval. Card type is determined by personal credit history.
Equal Opportunity Lender

Platinum, Gold and Classic cards all have one important thing in common — fixed, predictable and fair interest rates. We decided to forego the frills to give you a better deal on a credit card.

Look out big bank credit cards. Now there’s a better way to pay.

► Visa Credit Card Choices:

Platinum - 8.99% APR Fixed Interest Rate
Gold - 11.99% APR Fixed Interest Rate
Classic -14.99% APR Fixed Interest Rate

► All Cards Include:

Fixed Interest Rate – No Surprises!
FAST CASH – up to 50% of your card limit
▪ Easy Access through My AEAonline
▪ Low-Cost Payment Protection (optional)
$0 Balance Transfer Fee
$0 Cash Advance Fee
$0 Annual Fee

Optional Savings Secured Cards: All three Visa Credit Cards can be requested as savings secured cards with an even lower fixed interest rate of 5.99%APY. Secured cards are perfect for members starting or re-establishing credit.



View Disclosure

Offer subject to lending approval. Card type is determined by personal credit history.
Equal Opportunity Lender

Real (friendly) people are standing by 24-hours a day, every day, to help you transfer balances to your new Visa Credit Card. Call us day or night!

Balance Transfer Hotline:
1-855-599-2161

(toll-free)

Prefer to print and fax? Download the Balance Transfer Form now.


Help play it safe.

Whether you're applying for a loan or a Visa Credit Card to make home improvements, buy a new vehicle or purchase a home, it can be a financial gamble because things happen…life happens.

Help play it safe with Members Choice Borrower Security, a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Members Choice Borrower Security will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

▪ Loss of life, including those caused by acts of war
▪ Disability, including those caused by acts of war
▪ Involuntary unemployment
▪ Family leave

Ask us about protecting your loans!


Disclaimer:
*Your purchase of Members Choice Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member Choice Borrower Security.



We rarely sleep. Give us a call with any questions, lost or stolen card concerns, balance transfer requests – or just to say “Hi.”

Inside the United States: 1-855-599-2161 (toll-free)

Outside the United States: 1-605-782-3816
Related Topics...
NEW My Visa Credit Card