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Frequently Asked Questions About Membership


Q. Is there an annual fee for membership?
A. No. There is only a one-time $5 membership fee.

Q. Who can join?
A. All individuals living, working, worshiping, or attending school in Yuma or La Paz County are eligible for membership. Immediate family members also may join.

Q. What is the minimum opening deposit to join?
A. A balance of $25 is required to open a Membership Savings Account.

Q. Is there a monthly service fee on savings accounts?
A. There is no monthly service fee on savings accounts.

Q. Are checking accounts available at AEA Federal Credit Union?
A. Yes, we offer a variety of checking accounts that come with free online and mobile services.

Q. What online services are offered to members?
A. AEA Federal Credit Union offers online banking, billpay, and online statements to members – free!

Q. Are Visa Debit Cards offered by the Credit Union?
A. Yes, AEA Federal Credit Union sponsors a series of Yuma Visa Debit Cards as well as Classic and Business cards.

Q. Do I need to be a member before I can apply for a loan?
A. No. You are welcome to apply for a loan before becoming a member, however; membership will be required before your loan is funded.

Q. Does AEA Federal Credit Union offer home loans?
A. Yes! A variety of home financing options are available to you.

Q. How do I add a beneficiary to my account?
A. To add beneficiary information to your account(s), simply visit any AEA FCU branch location or call 928.783.8881 to speak with a member service representative.

If you have a question that still isn't answered, let us know.