There is a $25 non-refundable loan application fee.

Loan terms and rates vary. Payments on a line-of-credit loan are determined by the amount you finance. Contact us for details or view our loan rates.

Calculate the Cost! Use our helpful online calculators.

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Member’s Choice™ Borrower Security: This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan.

If you become disabled due to a protected illness or injury, Member’s Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines.

If you become involuntarily unemployed, Member’s Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue.

With Member’s Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details.

*Subject to change.

All Purpose Loans

Description	APR as low as*
Signature Loan	10.00%
Partially Secured	8.50%
Open End Line-of-Credit	10.00%
Share Secured/New Beginning Loan	5.75%
Effective Date: September 1, 2010

Specialty Loans

Description	APR as low as*
Student Computer Loan Maximum loan term 45 months. Up to $2,500.	10.00%
Healthcare Professionals Line-of-Credit For Members receiving current compensation from a healthcare organization. Up to $2,500.	10.00%
Teachers Line-of-Credit For members receiving current compensation from a public, private, or charter school. Up to $2,500.	10.00%
Effective Date: September 1, 2010

*APR = Annual percentage rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Please contact our Member Communications Center at 928.783.8881 for additional information.