Home Join Our Membership Special Offers Online Services Overview Contact Us Loans for You Business Services Online Services Enrollment Home Equity Advantage Series We'll custom design the perfect home equity loan for your project, budget, and timeline. AEA Federal Credit Union's new Home Equity Advantage Series offers two home equity options. We're here to help you determine the loan that best fits your needs. Home Equity Advantage Line-of-Credit: Apply today for your Home Equity Advantage Line-of-Credit. Funds are available when you need them - use a little or a lot! Draw on your line-of-credit as you need the funds to complete your project. You'll pay interest only on the amount used! When you need a loan, simply write a check! You'll receive free checks with your home equity line-of-credit. Limited Time Offer: $0 set-up fees! Variable interest rate* Interest is generally tax deductible. Please ask your tax advisor. Home Equity Advantage Fixed Interest Loan: Apply today for your Home Equity Loan. Take the full loan amount in one lump sum and get started! Ideal for major purchases, projects, a debt consolidation! Fixed rate financing Limited Time Offer: $0 origination Fee! Guaranteed rate for the full term of your loan. Interest is generally tax deductible. Please ask your tax advisor. *Home Equity Line-of-Credit Rate Changes: The annual percentage rate can change quarterly. The rate cannot increase or decrease by more than two percentage points. The maximum ANNUAL PERCENTAGE RATE that can apply during the plan is 18%. The minimum ANNUAL PRECENTAGE RATE that can apply is 6%. The annual percentage rate is based on the value of an index. The index is the highest rate on corporate loans posted by at least 75% of the USA’s thirty largest banks known as the Wall Street Journal Prime Rate and is published in the Wall Street Journal. To determine the annual percentage rate that will apply to your account, we add a margin to the value of the index, and then round up to the nearest 0.5%. Main Menu Loan Rates Questions? Chat Live! Loan Application - Apply Now! Mortgage Loan Application Home Equity Application Home Equity LOC Update Loans for You Debt Cancellation What to Expect After Applying Loan Rates AutoSMART Shoppers Guide NEW School Tax Credit Loan FREE Credit Report Skip-a-Payment Loan Calculators Car Loans Insurance Options Sport Vehicle Loans Personal Loans Overdraft Protection Options Home Equity Loans Manufactured Homes Mortgage Loans Specialty Mortgage Loans Home Buying Tools NEW Student Loan Program Mortgage Protection HOME | CONTACT US | START AN ACCOUNT | GET A LOAN | ONLINE BANKING | CONVENIENCE SERVICES INVESTMENTS | BUSINESS SERVICES | CARD SERVICES | IN THE SCHOOLS | CAREERS AEA Federal Credit Union membercare@aeafcu.org Privacy Policy AEA FCU has no control of, nor any responsibility for, any information provided by a linked site or any link contained in a linked site or any changes to such sites. Copyright © 2002 - 2009 AEA Federal Credit Union All rights reserved. V.2