▪ Low Minimum Opening Balance
Establish your Business Checking Account with just 100.00.

▪ Merchant Teller Window
Receive first-in-line teller services at the new Merchant Teller Window at each office.

▪ Low Cost Fee Schedule
Pay absolutely no fee for the first 50 debits and the first 50 credits each month. Additional items are processed for only a nominal fee.

▪ Free Online Account Access through AEAonline
AEAonline offers online real-time account information. Funds transfers between accounts and membership accounts are also available online.

▪ Business Visa Check Card
Includes unlimited ATM access at all AEA FCU ATMs, and - no monthy card service fee.

▪ Overdraft Protection from Savings
At your request, funds in your Share Savings account may be used as overdraft protection on your Business Checking Account. (Limit of six automatic transfers per month.)

▪ Low Cost Merchant Visa® Processing
Your business will benefit from competitive MasterCard and Visa discount rates available through our partnership with Paymentech.

Your customers will appreciate a wide variety of payment options - American Express®, Discover®, Diners Club®, Carte Blanche®, JCB®, debit, fleet, private label, corporate and purchasing cards - all from a single terminal and probably from the equipment you already own!

▪ Night Depository
Available at the Yuma Central Office and the Foothills Office.

Business Checking

Fee Schedule:
Minimum Deposit to Open	$100
Monthly Service Charge	$0
First 50 Debits Each additional debit	Free $.15 per item/month
First 50 Deposit Items Each additional deposit	Free $.07 per item/month
Additional Fees
Account Reconciliation (One hour minimum)	$20.00 per hour
Return Deposit Item	$10.00 per item
Non-Sufficient Funds	$30.00 per item
Stop Payment	$20.00
Reprint Statement	$2.00
Currency Order	$.65 per $1,000
Coin Order/Deposited	$1.75 bag
All fees subject to change.

Business members can take advantage of free online account access through AEAonline . Keep track of your business accounts at any time and from any computer.

▪ Review deposit and loan balances and transaction information
▪ Transfer funds or take an advance on a line-of-credit
▪ View images of cleared checks ($1.00 fee per check image viewed)
▪ Reorder checks
▪ Place stop payments

AEAbillpay-business is a free online billpay program that enables you to make payments online, anytime, directly from AEA Federal Credit Union's Business Checking Account.

This is also a convenient way to make unlimited payments or transfer funds between financial institutions.