Switch your car loan from any other lender to us and:
Get a 1% CASH BONUS!*
Get 1% of your car loan amount in cash when your loan is funded.
(Example: $29,000 car loan. Receive $290 cash bonus.)
This BONUS is not included in your loan. It's our way of saying, "Thank You!"
Make NO Payment for 2-Months!*
That puts extra cash in your wallet.
Lower Your Payment*
Low, competitive rates could mean a lower payment for you.
Car and truck loans can be financed for terms up to 84-months. The longer the payment term, the lower the monthly payment. The payment term you choose and the your personal credit history will affect the interest rate you receive on your car loan.
Calculate the Cost!
Use our helpful online calculators.
You have enough on your mind. Setup the automatic payment of your loan through AEAonline,
and be worry-free.
Return to Loan Index >>
* Subject to cancellation at any time. Valid upon credit approval. No payment for 60-days. Interest begins on loan date. Offer not valid on current AEA FCU auto loans. 1% cash back reward calculated on amount financed and disbursed at close of loan. Maximum cash back is $300 per loan. Cash back offer available exclusively on car and truck loans through other lenders. Some restrictions apply. Equal Opportunity Lender
Annual Skip-a-Payment Option:
Following 12-months of perfect car loan payments, you have the option to skip one payment each year of your loan. Extra cash in your pocket can come in handy, particularly around the holidays. There is a $25 skip fee. Some restrictions apply, so please see the details.
Protection (GAP) from Theft and Collisions:
The value of a new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If stolen or totaled, you would be responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee of $350*, you can protect yourself against this potential loss. Just ask us for GAP insurance.
Memberís Choiceô Borrower Security:
This is a voluntary debt cancellation program that can cancel your eligible loan balance up to the agreement maximum should you die before paying off your loan.
If you become disabled due to a protected illness or injury, Memberís Choice Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principal and interest portions of your loan payment are cancelled, up to the agreement maximum, and your loan balance declines.
If you become involuntarily unemployed, Memberís Choice Borrower Security can defer the principal portion of your loan payment and cancel the interest portion up to the agreement limit. With interest cancellation, the loan balance does not decline. Program and other fees may continue to accrue.
With Memberís Choice Borrower Security, you can only buy enough protection to cover your loan balance, and that saves you money. Ask for more details.
*Subject to change.
It pays to have a Picture Perfect Checking account with AEA Federal Credit Union!
As an added perk, we would like to offer you these exclusive rate rewards:
Good Life: Silver
Good Life: Gold
|Auto Loan Discount
with Auto Pay
|Subject to change.