New and Used Car and Truck Loans
Make your next car buying experience a good one - finance with us!
Car Shopping?
Let AUTO-BOT Car Finder do the work.

Auto Loan Details
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Flexible Loan Terms
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Auto loan terms up to 84-months.
The payment term you choose and your personal credit history will affect your interest rate. |
| Automatic Payments |
Setup the automatic payment of your loan
through AEAonline. |
| Annual Skip-a-Payment |
Following 12-months of car loan payments, you have
the option to skip one payment each year of your loan.
There is a $25 skip fee. Some restrictions apply, so please see the details. |
Return to Loan Index >>
Auto Loan Options
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| Free Vehicle History Report |
Purchasing a pre-owned car?
Request a free Vehicle History Report. |
| Protection (GAP) from Theft and Collisions |
A one-time fee of $350*. Covers the difference between what your car is worth and what you owe. |
| Member’s Choice™ Borrower Security |
A voluntary debt-cancellation program that helps cover your loan in case of death, involuntary unemployment, or protected illness or injury. |
*Subject to change.
Auto Loan Rates
| Term | APR as low as* |
| Up to 60 Months |
3.75% |
| 61 - 76 Months ($18,000+) |
4.25% |
| 84 Months ($22,500+) |
4.50% |
| Up to 60 Months |
4.00% |
| 61 - 76 Months ($18,000+) |
4.50% |
| 84 Months ($22,500+) |
4.75% |
| Effective Date: February 1, 2012 |
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*APR = Annual percentage rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Please contact our Member Communications Center at 928.783.8881 for additional information.
Find a Vehicle
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| Auto Shop |
An online car buying guide for AEA FCU members. |
AUTO-BOT
Car Finder
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Fill out the quick online form and AUTO-BOT sends a
request out to local participating dealerships. |
Auto-Smart Shopping Guide
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Research your car or truck before you buy. |
| UTrade |
An online marketplace for AEA FCU members. Browse vehicles for sale or post your vehicle. |
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